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Calculators
Mortgage calculator
Calculates the full monthly mortgage payment (principal, interest, property tax, homeowners insurance, PMI and HOA) for a US home purchase, plus total interest, payoff time and the effect of extra monthly payments.
Home affordability calculator
Finds the maximum home price someone can afford from gross income, monthly debts and down payment using debt-to-income guidelines (25/33 comfortable, 28/36 standard, 31/43 stretch), including taxes, insurance and PMI.
Mortgage payoff calculator
Shows how extra monthly, yearly or one-time payments shorten a mortgage and how much interest they save compared with paying as scheduled.
VA loan calculator
Calculates a VA home loan payment for US veterans and service members, including the VA funding fee (by down payment and first or subsequent use, or exempt), with no PMI, plus property tax, insurance and HOA.
Mortgage refinance calculator
Compares keeping a current mortgage with refinancing: new monthly payment, monthly savings, break-even months on closing costs, and lifetime savings, including rolled-in costs and cash-out.